About Us

About Bankifya

Bankifya is a U.S.-focused personal finance and money education website created to help everyday people make smarter, more confident financial decisions.

Our goal is simple:
to explain banking, credit, loans, and investing in a clear, practical, and responsible way — without hype, fear, or unrealistic promises.


Who Bankifya Is For

Bankifya is designed for:

  • U.S. adults navigating everyday banking and credit decisions
  • People building or rebuilding credit
  • Readers looking for modern alternatives to traditional banks
  • Beginners who want straightforward explanations, not financial jargon

We focus on education first, helping readers understand their options before choosing any financial product or service.


What We Cover

Our content includes:

  • Mobile banking apps and online banking alternatives
  • Credit cards, credit scores, and credit-building tools
  • Personal loans and financial services (educational comparisons only)
  • Budgeting, saving, and money management basics
  • Long-term financial awareness and responsible decision-making
  • All information is researched, written, and presented with the reader’s best interest in mind.


How We Make Money (Transparency)

Bankifya may earn commissions through affiliate partnerships when readers choose to apply for or purchase a product through our links.

This does not influence:

  • Which products do we review
  • How we describe features, benefits, or limitations
  • Our commitment to honest, balanced information

We only partner with reputable, regulated financial companies and always aim to match products to appropriate audiences.


Our Editorial Principles

  • Accuracy over speed
  • Clarity over complexity
  • Education over promotion
  • No guarantees, no “get rich quick,” no misleading claims

We encourage readers to review the official product terms and consider their personal financial situation before making a decision.


Traffic & Promotion Methods

Bankifya grows through:

  • Organic search (SEO)
  • Educational, long-form content
  • Informational comparisons and guides

We do not use spam, misleading ads, forced redirects, or incentivized traffic.


Contact

For questions, corrections, or partnership inquiries, please reach out through our contact page.


Bankifya exists to help readers understand money better — and to promote financial products responsibly, transparently, and in compliance with regulations.